Jody-Ann D asked:


Its a PPO plan that costing me $69.48 monthly. Office Visit for Primary Doctor No charge after deductible. Office Visit for Specialist No charge after deductible. Coinsurance No charge after deductible. Annual Deductible Individual:$5,200. Does this mean for example if I go the doctor for a regular checkup and my bill comes to 85 dollars. Does it mean I pay the full cost of the bill?
Thanks!!

Jasmin

Taylor asked:


If you have a few minutes to spare, could anyone please, please help me edit my paper.

For many years, people have been debating how medical insurance should be paid: Whether private payment or government payment or some combination.
Private payment means one would pay for ones own insurance. Government payment would mean the government pays for ones insurance. If the government were to pay for ones insurance, it would limit ones abilities. Also, Government already has to cover Medicare, Social Security, Government housing, the Federal Housing Committee, and the collapse of the Financial Institutions. To a lot of thoughtful people, the only way to fix the health insurance crisis in the United States is to get the federal government to cover everyone.

In most states, individuals can be denied coverage for any number of reasons, so it is wise to request and compare more than one individual health insurance quote. The extra short-term effort that’s required to apply for individual medical insurance plans is easily worth the long-term savings. If one is insuring ones family, as opposed to just oneself, there are some additional considerations to take into account. Even if one does receive coverage through an employer-sponsored health plan, one should consider the cost-saving benefits of switching to a family medical insurance policy or moving some of your family members off of your group policy into a family policy.

Most Americans receive their health coverage through some type of group health insurance. Although large corporations with hundreds or even thousands of employees have the bargaining power to negotiate with medical insurance companies for custom health plans for their workers, the small business owner must still research options and compare prices from multiple providers. Since small business health insurance offers guaranteed coverage to all employees in a given company, it can be difficult and time consuming for a small business owner to find the best policy. Most major colleges and universities require their full-time students to have medical insurance. While many of these same schools also offer their own student health plan, it is wise to explore his or her options. Typically the school will provide the minimum requirements that a health policy must meet in order to waive coverage under the school’s policy. As a senior over 65, one is likely covered under some combination of Medicare plans. Changes in recent years to the federal government’s medical insurance program for seniors has created a complex system with rigid enrollment timelines.

Currently, we have a mixed system, where the government heavily intervenes in health care. In Canada and Great Britain, they have fully governmental health care systems, but a black market of private medicine exists. The government regulates which drugs are available on the market, through the FDA and through the agencies that fight its War on Drugs. Currently, drug companies are granted monopoly privileges called “patents” that give them the exclusive right to sell their drug for 17 years. A few years ago, Congress passed legislation which actually outlawed the importation of cheaper drugs from other countries and prohibited the federal government’s health insurance programs (such as Medicare and Medicaid) from negotiating for lower prices. This provision was repealed by the Democrats after they won control of Congress.

Britain, Canada, Japan and a number of other rich countries do so, and they each spend less money on health care than the United States does. They also do not have major companies, like General Motors, flirting with bankruptcy in large part because of the cost of health benefits

Health insurers made $100 billion in profits last year, and industries of that size are just not legislated out of business, said Jonathan Gruber, an economist. The party that controls the White House and Congress also opposes the idea. Republicans have their own utopian notions, which generally involve letting loose the free market for Americans to demand better care on their own. The discussion has basically been paralyzed for years. In the meantime, the problem has grown worse. In the United States, forty-six million people lack health insurance, according to the most recent estimate, up from thirty-one million in 1987.

Massachusetts changed the terms of the debate. Governor Mitt Romney, a Republican, and the State Legislature, controlled by the Democrats, reached a deal to cover almost everyone in the state. The plan will cut the cost of health insurance for families that do not have it and make it free for many poor families. The state will also require every resident to have insurance or face a stiff fine. The plan breaks free of the usual ideological shackles by dealing with both of the big reasons that nearly one- sixth of the U.S. population lacks insurance. One, many people cannot afford it. Two, some who can afford it imagin

Penelope

Leticia W asked:


My current employer does not offer Health Insurance. They have asked me to research Health Plans and prices so I could present the plans as part of my raise. The problem is…all I get are quotes from national companies that end up not covering in MA. If anyone has speciafic sites or suggestions I would greatly appreciate it. Thanks!

Brianna

Carolyn asked:


I know there are many places, but please fell free to recommend me affordable individual health insurance quote

Stephanie

Dua Dua asked:


Quotes for term life insurance, instant term life insurance, return of premium term life insurance, individual health insurance, short term health insurance …
http://abdurrahmanwahid.cn/health-insurance.html

Yaritza

pdrpoet asked:


I am out of work and need health insurance. I got a quote through esurance for $1098 a month for individual coverage from blue cross. Can anyone recommend something a little more reasonable.

I want regular medical insurance not a “savings plan” or “reduced fee plans”

Raegan

Mr. Bills asked:


I am looking for a place where I can compare health insurance quotes and find a good individual policy. I like the main carriers like Anthem Blue Cross Blue Shield, United Healthcare, Humana, and Aetna.

Alannah

lekkermeid asked:


Hey all,
I wanted to know if anyone has an idea of how much individual health insurance will cost me monthly in Canada. I will be a student. If I can be referred to insurance companies would be great or a general monthly quote.
Thanks

Sydney

netnotesinc asked:


My mother qualifies for both Medicare and Medicaid – she continues to pay into an individual health ins. supplement. From the posted answers it appears she wouldn’t need the supplemental health insurance, am I correct?

Mila

oohhbother asked:


Then no state could bar cheap and worthless policies.
What a plan!

“”The GOP plan was drafted by Rep. Tom Price, R-Ga., a physician. It avoids expanding the federal role in overseeing the health insurance industry. Unlike Democratic proposals, it would not set up new federally regulated purchasing pools for individuals and small businesses. Instead, it would allow individuals to use the Internet to purchase lower-cost coverage available anywhere in the country. That idea won’t please insurance commissioners from states with strong consumer protections, who have argued it will set off a “race to the bottom” that undermines coverage for those in frail health.”"
Republicans regulate the quality of coverage…?
Not likely. They pose for pictures with chain saws to cut regulations.

Delia