froggy asked:


Would you change your mind if you were ever on a individual plan and dropped after finding out you had cancer? Would you oppose if you then could never purchase health insurance due to your preexisting condition? If you ended up bankrupt and/or losing your house? Or ended up in the hospital because you could not afford to pay for treatments, and the taxpayers ended up paying $15,000, instead of $150? Please answer thoughtfully, instead of ranting on and insulting the law-abiding, hard working, tax paying middle class citizens who have been through this.
DEM-yes, I am a college educated worker on a group health plan provided by my employee. Yes, I have paid taxes for many years. What about small businesses? People who work so hard to have their own business and the American dream? Shot down because they get denied insurance, get dropped and lose everything? Well, Dem, I hope you never lose your job, get dropped or get denied health insurance and lose everything. Because karma is a b*^$h!
People are dense. If private insurance should not be able to drop people, and it is hard to understand that they shoud not be able to do this, then why not there be a governement plan? Then the critics say they private companies will go out of business, blah blah blah. The private insurance will have to be more competitive and not be able to make billions of dollars in profit in the worst economic times. How many millions of dollars to those lobbiest pay, I wonder?

Annette

harold asked:


My sister-in-law is pregnant. She does not presently have any health insurance. Firstly, is pregnancy considered a preexisitng condition? Secondly, if so, would she be able to get individual health insurance to help with the costs of regular visits, etc of her pregnancy? Thanks in advance for your help.

Delilah

maverick2986 asked:


I have an ache in between my neck (right side) and right shoulder. I have tried the doctors but now want to try my hand at physical therapy. I have a couple of questions about this.

1: Will the physical therapists do something similar to what a massage therapist would do (massage the ache away) or is it something more similar to a chiropractor?

2: I had to go through my doctor to get an order for this therapy. I will in the very near future be looking for individual health insurance. Does something like having physical therapy for a month old neck ache hurt my chances of getting approved for individual health insurance? Is it similar to having something like hypertension on your record or does it matter?

Has anyone had a neck/shoulder ache for this long as well and had a physical therapist make it go away? How long did yours take to get better?

Laci

Water Over Gold asked:


http://news.yahoo.com/s/ap/20090703/ap_on_go_co/us_health_care_overhaul;_ylt=ApILK9G1_gQH4Fkm_eLZBv0Sq594;_ylu=X3oDMTE1MHVlM2hwBHBvcwMzBHNlYwN5bi1jaGFubmVsBHNsawN1bmRlcnNlbmF0ZWg-

WASHINGTON – First you paid to insure your car. Soon you may have to add health insurance premiums to that stack of monthly bills as well.

In a revamped health care system envisioned by senators, people would be required to carry health insurance just like motorists must get auto coverage now. The government would provide subsidies for the poor and many middle-class families, but those who still refuse to sign up would face fines of more than $1,000.

The details were unveiled Thursday in a health care overhaul bill supported by key Senate Democrats looking to fulfill President Barack Obama’s top domestic priority.

The Congressional Budget Office estimated the fines would raise around $36 billion over 10 years. Senate aides said the penalties would be modeled on the approach taken by Massachusetts, which now imposes a fine of about $1,000 a year on individuals who refuse to get coverage. Under the federal legislation, families would pay higher penalties than individuals.
bash……..”but it is imperitave that your choices don’t affect my pocket book”

lol……….that’s kinda funny. It’s like reverse libertarianism.

Heidi

timetravler asked:


“Senators said that controversy forced the committee’s negotiators to work on provisions verifying legal status before an individual can get coverage”. This was from the associated press yesterday. I mean, if Joe had not said “he lied”, then would the committee even be considering this change in the health insurance bill? Oh, I do know that Wilson and others did try previously to put in a requirement about showing proof, but it was the dems that took that amendment out. Also, why isn’t this covered more by the media? I think this is a very BIG deal.

Lana

Lysander asked:


What does the law say in New Jersey on this subject? If you have continuous coverage through your previous employer, and come down with a chronic injury or serious ongoing illness during your COBRA period during which time you are maintaining your coverage, and then you finish your 16 month COBRA period, can a new health insurance company you want to buy a policy from charge you an extremely expensive rate due to your preexisting condition, or is this illegal and do health insurers have to offer you the same rates they offer everyone else for their individual plans? Thank you very much for any insights you may have on this matter.

Ashley

Rather Die Free asked:


And how much is it going to cost a family?
What is the deductible going to be?
Is it going to cover dental?
Will it cover prescriptions?
Will it cover wheel chairs?
Extended stay in Nursing homes?
In House Nursing?
How much is the fine person for not having health insurance?
How much is the fine per household?
How much is the fine for employers?

Thanks…I can not find the answers to these questions anywhere and I thought that seeing how everyone here is so ready to just on the boat with this Public Option you would have the answers….

Lauryn