360mommy asked:


I am quoting health coverage in Kansas for my family since we do not get this from an employer. My agent suggested that each family member have a separate insurance plan instead of one family plan to cut costs. I have never heard of doing this? Any comments or suggestions? Thanks

Ayana

LizzieGirl asked:


I am currently living in New York State and am considering moving to North Carolina. How do I get individual health insurance quotes while still living in NYS? All the websites ask you to provide a North Carolina address which I do not have yet.
Thank you.

Caroline

mt asked:


I am planning on moving from Wisconsin to Laughlin, Neveda and need to find credible health insurance coverage before I can get picked up by a group plan through employment in my new location.

I’m currently covered under a group HSA through my employer but work for a small company under 10 people so I will not be covered under COBRA. I know that Wisconsin has state continuance insurance when you leave a job but it is not portable to another state. To make things more difficult I’m Type I Diabetic so I know getting individual coverage is near impossible.

There seems to be some kind of protection under HIPPA law, but I’m unable to find where to go to find a quote and assure coverage before I leave – I don’t want to be caught with the dreaded 63+ days break in insurance coverage and find that I can’t get myself covered again or have to wait for pre-existing clauses and not be able to cover my diabetes care.

Any direction of where to go next would be appreciated.

Paloma